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Licensed Daycare in Stearns, Kentucky

Q: What's the average daycare cost in Stearns?

Statewide averages in Kentucky run roughly $870/month for infants and $680/month for preschool. City-specific costs vary — large metros and dense neighborhoods trend higher than rural ZIPs. Use the cost estimator for a closer ballpark.

Q: What staff-to-child ratios apply in Stearns daycares?

All licensed Kentucky centers must meet the state minimum: 1:5 for infants, 1:6 for toddlers, and 1:12 for preschool. NAEYC-accredited centers in Stearns typically operate below these ceilings.

Q: Are subsidies available for daycare in Stearns?

Kentucky families can apply for Kentucky Child Care Assistance Program (CCAP) (intake: (855) 306-8959). Federal options like the Child & Dependent Care Tax Credit and a Dependent Care FSA stack on top. See our subsidies guide .

2 licensed daycares in Stearns, verified weekly. Compare cost, age groups, and Head Start spots in your ZIP — directly from official Kentucky licensing records.

Licensed Centers

Infant Spots

$870/mo

Kentucky avg infant

1:5

State infant ratio

Childcare costs in Stearns

ChildCare Aware reports the Kentucky average full-time cost at $870/month for infant care and $680/month for preschool. City-level prices in Stearns vary by ZIP code and program model — Head Start sites are free for eligible families, family daycare homes typically run 10-30% below center rates, and accredited centers run above the average.

The Child & Dependent Care Tax Credit and a Dependent Care FSA ($5,000 max) reduce effective cost regardless of program. Kentucky families may also qualify for Kentucky Child Care Assistance Program (CCAP) (intake: (855) 306-8959).

Full Kentucky licensing & cost overview

Quick facts

State regulator: Kentucky Cabinet for Health and Family Services — Division of Child Care
Infant ratio: 1:5
Toddler ratio: 1:6
Preschool ratio: 1:12
Avg capacity: 98 kids

ZIP codes covered

42647 2

Program types in Stearns

All Stearns licensed centers

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G Infant Care

Georgetown Little Stars Daycare #117

Stearns

Preschool (2-5) Cap 99

O Montessori

Owensboro Childcare Academy #68

Stearns

6 weeks - 12 years Cap 97

Open a listing for the full state-registry record — capacity, age range, contact info, and license issue date.

Frequently asked questions from families searching for child care here.

How many licensed daycare centers are in Stearns, Kentucky?

Our directory lists 2 licensed childcare centers in Stearns, Kentucky, sourced from Kentucky Cabinet for Health and Family Services — Division of Child Care. All listings hold a current state license at indexing time; verify status directly via the state's lookup tool before enrollment.

What's the average daycare cost in Stearns?

Statewide averages in Kentucky run roughly $870/month for infants and $680/month for preschool. City-specific costs vary — large metros and dense neighborhoods trend higher than rural ZIPs. Use the cost estimator for a closer ballpark.

What staff-to-child ratios apply in Stearns daycares?

All licensed Kentucky centers must meet the state minimum: 1:5 for infants, 1:6 for toddlers, and 1:12 for preschool. NAEYC-accredited centers in Stearns typically operate below these ceilings.

Are subsidies available for daycare in Stearns?

Kentucky families can apply for Kentucky Child Care Assistance Program (CCAP) (intake: (855) 306-8959). Federal options like the Child & Dependent Care Tax Credit and a Dependent Care FSA stack on top. See our subsidies guide.

How do I verify a Stearns daycare's license?

Look up the provider directly in the official Kentucky Cabinet for Health and Family Services — Division of Child Care search. License status is the single most important credential to confirm before enrolling.