Licensed Daycare in Fern Creek, Kentucky

Q: What's the average daycare cost in Fern Creek?

Statewide averages in Kentucky run roughly $870/month for infants and $680/month for preschool. City-specific costs vary — large metros and dense neighborhoods trend higher than rural ZIPs. Use the cost estimator for a closer ballpark.

Q: What staff-to-child ratios apply in Fern Creek daycares?

All licensed Kentucky centers must meet the state minimum: 1:5 for infants, 1:6 for toddlers, and 1:12 for preschool. NAEYC-accredited centers in Fern Creek typically operate below these ceilings.

Q: Are subsidies available for daycare in Fern Creek?

Kentucky families can apply for Kentucky Child Care Assistance Program (CCAP) (intake: (855) 306-8959). Federal options like the Child & Dependent Care Tax Credit and a Dependent Care FSA stack on top. See our subsidies guide .

3 licensed daycares in Fern Creek, verified weekly. Compare cost, age groups, and Head Start spots in your ZIP — directly from official Kentucky licensing records.

Licensed Centers

Infant Spots

$870/mo

Kentucky avg infant

1:5

State infant ratio

Childcare costs in Fern Creek

ChildCare Aware reports the Kentucky average full-time cost at $870/month for infant care and $680/month for preschool. City-level prices in Fern Creek vary by ZIP code and program model — Head Start sites are free for eligible families, family daycare homes typically run 10-30% below center rates, and accredited centers run above the average.

The Child & Dependent Care Tax Credit and a Dependent Care FSA ($5,000 max) reduce effective cost regardless of program. Kentucky families may also qualify for Kentucky Child Care Assistance Program (CCAP) (intake: (855) 306-8959).

Full Kentucky licensing & cost overview

Quick facts

State regulator: Kentucky Cabinet for Health and Family Services — Division of Child Care
Infant ratio: 1:5
Toddler ratio: 1:6
Preschool ratio: 1:12
Avg capacity: 49 kids

ZIP codes covered

40291 3

Program types in Fern Creek

Preschool

1 centers

Licensed Group Child Care Home

1 centers

Head Start

1 centers

All Fern Creek licensed centers

Page 1 of 1

A Preschool

ABC Academy Covington #66

Fern Creek

Preschool (2-5) Cap 30

H Group Care

Henderson Precious Moments #115

Fern Creek

School Age (5+) Cap 84

L Head Start

Louisville Creative Kids #17

Fern Creek

2 years - 12 years Cap 33

Each listing links to the full state-record details, including last inspection date if reported.

Common parent questions about licensing, ratios, and how to compare programs in this area.

How many licensed daycare centers are in Fern Creek, Kentucky?

Our directory lists 3 licensed childcare centers in Fern Creek, Kentucky, sourced from Kentucky Cabinet for Health and Family Services — Division of Child Care. All listings hold a current state license at indexing time; verify status directly via the state's lookup tool before enrollment.

What's the average daycare cost in Fern Creek?

Statewide averages in Kentucky run roughly $870/month for infants and $680/month for preschool. City-specific costs vary — large metros and dense neighborhoods trend higher than rural ZIPs. Use the cost estimator for a closer ballpark.

What staff-to-child ratios apply in Fern Creek daycares?

All licensed Kentucky centers must meet the state minimum: 1:5 for infants, 1:6 for toddlers, and 1:12 for preschool. NAEYC-accredited centers in Fern Creek typically operate below these ceilings.

Are subsidies available for daycare in Fern Creek?

Kentucky families can apply for Kentucky Child Care Assistance Program (CCAP) (intake: (855) 306-8959). Federal options like the Child & Dependent Care Tax Credit and a Dependent Care FSA stack on top. See our subsidies guide.

How do I verify a Fern Creek daycare's license?

Look up the provider directly in the official Kentucky Cabinet for Health and Family Services — Division of Child Care search. License status is the single most important credential to confirm before enrolling.